Home Insurance
Homeowner’s insurance is necessary if you want to protect your home and family. It doesn’t need to be complicated, as all basic policies can be broken down simply.
BASIC HOMEOWNERS FORM A (HO-A)
HAS A MAXIMUM LIMIT OF 1,000,000 AND COVERS THE FOLLOWING:
- The structure of your home
- Windstorms, hurricanes, hail
- Explosions
- Riots/Civil Commotion
- Aircraft & Vehicles
- Sudden & accidental damage from smoke, vandalism, malicious mischief, and/or theft
- Personal belongings based on an actual cash value basis
- Legal liability protection for bodily injury or property damage to others (subject to policy limitations)
- Additional living expenses if you are temporarily unable to live in your home because of a fire or other insured peril.
HOMEOWNERS FORM A WITH A “PLUS” ENDORSEMENT (HO-A+)
ALSO HAS A MAXIMUM LIMIT OF 1,000,000 AND COVERS:
- The Plus endorsement adds replacements costs on the dwelling, along with additional specific named perils (subject to conditions):
- Explosion, riot, or civil commotion
- Aircraft & vehicles
- Sudden & accidental damage from smoke, vandalism, malicious mischief, and/or theft
- Sudden and accidental discharge of water or steam (up to policy limits)
- Falling trees or tree limbs objects falling from the weight of ice, snow, or sleet
- The collapse of a building
- Personal belongings based on an actual cash value basis with replacement cost for contents available
- Legal liability protection for bodily injury or property damage to others (subject to policy limitations)
- Additional living expenses if you are temporarily unable to live in your home because of a fire or other insured peril.
THE HOMEOWNERS FORM B (HO-B)
ALSO HAS A MAXIMUM LIMIT OF 1,000,000
- This is the broadest coverage of perils we offer (subject to conditions and exclusions):
- Replacement cost on your dwelling
- Coverage for personal belongings and contents based on an actual cash basis.
- Legal liability protection for bodily injury or property damage to others (subject to policy limitations)
- Additional living expenses if you are temporarily unable to live in your home because of a fire or other insured peril.
Call us Today
(832) 974-3253
We are ready to assist you with all your Insurance and Title needs. Don’t hesitate and give us a call.
TITLE SERVICES
What to bring with you:
Title inspection, insurance, the ID of the owner.
If you need a new residence title:
Title, insurance, Texas inspection, and ID of the owner.
Our services include title services and transfers, salvage title, out-of-state title, sticker renewal.
Bonded titles
Sticker renewals
Duplicate Titles
Surety bonds
(cars only)
REFERRAL PROGRAM
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Satisfied Customers
Soluciona cualquier tipo de aseguranza que se necesita precios muy económico y excelente servicio al cliente 👍
Lizeth M.
Super Nice group of Agents! Visit Them!! Get a Quote, better yet get a Policy with them.
Rose P.